Data-driven agriculture for every farmer
Precision farming intelligence delivered in your language, on any phone. Turn harvest data into credit. Turn advice into yield. Turn yield into wealth — the entry point for Zimbabwe's 500,000 smallholders into the Mto ecosystem.
Producing at a fraction of potential
Zimbabwe's smallholders produce at 30–50% of potential yield, earn 40–60% below achievable prices, and remain permanently excluded from formal finance.
No weather intelligence
Planting at the wrong time; crop failure; input waste
No soil knowledge
Over- or under-application of fertiliser — cost or yield loss
No market timing
40–60% price discount vs. optimal timing
No credit access
No land title = no collateral = trapped in subsistence
No collective power
Middleman exploitation; input premium; output discount
From guesswork to data-driven enterprise
An AI-powered advisory system that synthesises satellite imagery, IoT soil sensors and meteorological data — and converts that data into financial collateral.
Crop Planning
Optimal planting schedules, variety selection and input recommendations from satellite imagery, IoT soil sensors and market data.
Weather Intelligence
Location-specific 7-day, 14-day and seasonal forecasts with extreme-weather alerts from Earth Observation satellites.
Soil Monitoring
Real-time soil moisture, nutrients, pH and organic matter via IoT sensor networks and satellite-derived indices.
Advisory Services
Step-by-step guidance on planting, fertilising, pest management and harvesting — in Shona and Ndebele.
Financial Inclusion
Alternative credit profiling using adherence to AI advice as a proxy for reliability — automatic after 3 months of use.
SMS
Text alerts, recommendations and market prices — any mobile phone.
Voice Calls
AI-generated voice in Shona and Ndebele — illiterate farmers included.
USSD (*726#)
Interactive menu, no internet required — works on feature phones.
Mobile App
Full dashboard, satellite imagery and analytics — richest experience.
Inclusivity by design: 70% of rural users access Farmers' Bench via USSD or SMS. The system is engineered for the lowest-common-denominator device, not the latest smartphone.
Precision farming data as financial collateral
In the absence of a land title, adherence to Farmers' Bench advice becomes the proxy for financial discipline — unlocking GrowLine credit through the Trust Score engine.
From smallholder to Mega-Farm
The organisational unit that transforms isolated smallholdings into commercially viable, collectively governed, institutionally investable agricultural enterprises.
A provincial hub in every province
Each of Zimbabwe's 10 provinces hosts an Agri-Village anchor project, with Farmers' Bench as the unifying technology layer. Target: 500,000 farmers onboarded by Year 3.
Manicaland
Tobacco, macadamia, tea
Mashonaland Central
Tobacco, cotton, maize
Mashonaland East
Mixed agriculture, peri-urban
Mashonaland West
Cotton, wheat, timber
Masvingo
Cattle (WBC), sorghum
Matabeleland North
Tourism-linked agriculture
Matabeleland South
Mining support, solar, dryland crops
Midlands
Mixed farming, dairy
Harare
Tech-enabled agriculture, processed foods
Bulawayo
Manufacturing-linked agriculture, logistics
Where data cultivates wealth
Advice → implementation → verified yield → Trust Score → GrowLine credit → higher yield. Onboard with just a phone number and a farm location.