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Whether you are a landowner, investor, developer, contractor, farmer, institution or strategic partner, our team is available to architect a pathway into verified, protected, productive asset participation.
Send us an enquiry
We route every enquiry to the right desk with the right documentation. We do not offer generic solutions.
Seven engagement pathways
Select the pathway that matches your profile — each routes to the appropriate team with the right expertise and documentation.
Investment Enquiries
Individual investors, family offices, wealth managers, diaspora capital
Development Partnerships
Property developers, infrastructure & engineering firms
Land Joint Ventures
Landowners, traditional authorities, community trusts
Institutional Engagement
Pension funds, DFIs, insurers, sovereign wealth funds
Technical Integration
Banks, fintechs, MNOs, government agencies, legal tech
Strategic Partnerships
Technology providers, commodity traders, NGOs
Media Relations
Journalists, researchers, academic institutions
Frequently asked questions
Is Mto a bank?
No. Mto is a registered Virtual Asset Service Provider (VASP) under Finance Act No. 7 of 2025. We do not take deposits in the traditional sense — we tokenise assets and facilitate payments.
Is my investment protected?
Every project carries four-tier principal protection (SNIT/Credsure → GuarantCo → ATIDI → Africa Re) and Baker Tilly verification. However, all investments carry risk — please review full disclosure documents.
Can I invest from outside Zimbabwe?
Yes. Diaspora investors are a core segment, with full biometric remote onboarding, instant Thunes settlement, and LMaaS remote management.
What is the minimum investment?
From $50 for fractional real estate; from $250 for commodity warehouse receipts; from $1M for the Mto Growth Fund institutional commitment.
How do I withdraw my money?
MtoStable conversion to fiat or CNY; Mto Card spend at merchant nodes; cash-out at certified agents; secondary market trading (post-launch criteria).
Can I use Mto without a smartphone?
Yes. USSD (*726#) provides full functionality for feature phones, and 2,000 tuckshop agents provide human-assisted service.