Mto Stable Pay — Wealth Flows
Developers & Contractors Hub

Build with confidence. Bid with transparency.

The complete operating system for land development, infrastructure construction and project management — from GIS mapping to milestone-verified payment release. Every payment is conditional on verification; every participant builds a permanent digital reputation.

The Development Work OS

Automating the asset lifecycle

The proprietary platform that manages land, infrastructure and construction projects from conception to completion — the operational backbone of the Real Asset & Infrastructure Division.

GIS Mapping & Registration

Precise spatial mapping across Zimbabwe's 10 provinces, integrated with the Surveyor General and SI 76 digital deed framework.

Project Planning & Scheduling

Masterplan development, phased implementation and resource allocation via critical-path, AI-optimised scheduling.

Compliance Monitoring

Real-time tracking of regulatory, technical and environmental standards with an automated SABS/ZWS alert engine.

Contractor Management

Vetting, bidding, performance tracking and relationship management via the eRA engine and digital scorecards.

Progress Reporting

Automated milestone documentation with multi-source verification — drone logs, satellite imagery and engineering inspections.

Milestone Verification

Autonomous confirmation of achievement before capital release, API-linked to Thunes Direct for instant payment.

Milestone-Based Capital Release

Funds move only on verified progress

Funds are not disbursed on request — they are released upon autonomous verification of specific, pre-defined achievements. Target: 48 hours from milestone claim to payment.

1Milestone AchievementContractorProgress claim submitted via OS
2Technical InspectionIndependent EngineerInspection certificate + photos
3Lab TestingCertified LaboratorySigned lab test results
4Drone / Satellite ConfirmationMto OperationsGeoreferenced visual log
5Baker Tilly Co-SignatureBaker Tilly Central AfricaSigned milestone certificate
6Smart Contract ExecutionMto TechnologyInstant payout via Thunes Direct
The eRA Price Discovery Engine

Transparency, forced into construction pricing

eRA (electronic Real Asset) is the integrated bidding and procurement system behind every project.

Bid-to-Build

Project owners post specifications; vetted contractors bid downward for work packages — transparent, competitive construction pricing.

Materials Market Dojo

Bulk material requirements aggregated across provincial projects; SABS-certified suppliers compete in live reverse auctions — ~20% cost reduction.

Quality-Locked Bidding

All bids auto-filtered against SABS/ZWS technical specifications; digital Certificates of Compliance required — price optimisation without quality compromise.

Contractor Verification & Scoring

Verified, scored, and matched to your proven capacity

Contractors are not merely registered — they are verified across six weighted dimensions, refreshed quarterly on rolling 12-month performance.

DimensionWeightHigher score unlocks
On-Time Delivery25%Larger project eligibility
Quality Compliance25%Reduced guarantee requirements
Safety Record15%Preferential bidding
Financial Discipline15%Milestone advance options
Innovation & Collaboration10%Pilot project access
Community Engagement10%Community project preference

Projects built on verification, not trust alone

Bid on projects with committed finance and guaranteed payment, get paid within 48 hours of a verified milestone, and build a portable digital performance record.